Improving Your Credit Score

A good credit score is vital for financial health. Here are some tips to improve your score:

1. Pay Your Bills on Time

Timely payments are crucial for maintaining a good credit score. Set reminders to ensure you never miss a payment.

2. Reduce Credit Card Balances

Keep your credit utilization ratio low by paying down credit card balances. Aim to use less than 30% of your available credit.

3. Check Your Credit Report

Regularly review your credit report for errors. Dispute any inaccuracies to ensure your score reflects your true creditworthiness.